🇨🇦 Made for Canadians
4.9 TrustScore

Financial freedom
on your terms.

Borrow up to $15,000 instantly. No branch visits, no hidden fees, and money sent via Interac e-Transfer® in minutes.

Apply Now
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Trusted Partner of

TD RBC Scotiabank BMO CIBC

Customize Loan

Live Rates
$5,000
$300 $15,000
12 Months
3 Mo 60 Mo

Bi-Weekly Payment

$215.40

Cost of Borrowing

$450.00

Total Repayment

$5,450.40

Get My Funds Now

*Estimated payments. Actual rate (APR) depends on credit profile. Example: For a $1000 loan for 12 months, interest cost is $150.

98%
Approval Rate
15m
Transfer Time
24/7
Support
50k+
Happy Clients

Money in 3 simple steps

We've removed the paperwork. Our AI-driven process is fast, secure, and fully online.

1

Check Eligibility

Fill out a simple 3-minute form. We don't affect your credit score when checking rates.

2

Instant Decision

Our smart system reviews your application instantly. If approved, you sign digitally.

3

Get Interac® Transfer

Money is sent directly to your email or bank account. Accept it and use it immediately.

Customer Happy

Status

Funds Deposited

Why choose Swift Funds?

Speed is our priority

We understand that when you need money, you need it now. Our automated systems work 24/7/365.

Bad credit? No problem

We use alternative data to assess your ability to repay. We look at your income, not just your history.

Bank-Grade Security

We use the same encryption standards as major Canadian banks to keep your personal information safe.

Who can apply?

Be a Canadian resident
Be at least 18 years old
Have a steady income
Have an active bank account

Frequently Asked Questions

How much can I borrow?
You can borrow anywhere from $300 to $15,000 depending on your income and repayment ability. First-time customers typically qualify for up to $3,000.
Does this affect my credit score?
Applying does NOT affect your credit score. We perform a "soft pull" to verify your identity. We only report to credit bureaus if you fail to repay your loan.
How do I repay the loan?
Repayments are automatically debited from your bank account on your scheduled paydays. You can also make early payments via Interac e-Transfer to save on interest.