Online only · No store visits 256-bit encryption

Cash when you need it. Minutes, not days.

Short-term and installment microloans from $300 to $15,000. One simple application, a clear repayment schedule, and money deposited straight to your bank account when approved.

Estimate my payment Start application
No application fee Early payoff OK Licensed lender model

Loan calculator

Adjust amount and term — see sample numbers

Estimate
$5,000 CAD
$300 CAD $15,000 CAD
12 mo
3 mo 60 mo

Bi-weekly payment

$0

Interest & fees

$0

Total to repay CAD
$0
Continue to full application

*Illustrative only. APR, approval, and amount depend on your state, income, and credit profile. High-cost credit may not suit long-term borrowing needs.

98%
Applications reviewed
<15m
Typical decision time
24/7
Apply any time
50k+
Customers served

Simple process

Three steps to funding

No paper chase. Complete everything from your phone or laptop in one sitting.

Step 1

Apply online

Tell us about yourself, income, and bank details. Usually under five minutes.

Step 2

Get a decision

Quick review. If approved, sign your loan agreement digitally — no paperwork.

Step 3

Receive funds

Money is sent to your checking account via direct deposit. Timing depends on your bank’s processing.

Transparency

Built for clarity, not surprises

  • Plain-language contract You see the amount financed, payment schedule, and total cost before you sign.
  • Your data stays protected We use industry-standard encryption and limit access to what’s needed to service your loan.
  • Hard month? Talk to us If you’re struggling to pay, contact support early — we may offer hardship options where available.

“The whole thing took less time than my coffee break. Payments were exactly what the calculator showed.”

MK
Maria K.

Verified borrower · Ohio

Who can apply?

Basic requirements. You’ll need a few documents ready when you apply.

At least 18 years old
Valid government ID
Steady source of income
Active checking account
Check if I qualify

Frequently asked questions

How much can I borrow?
Loan amounts range from $300 to $15,000 depending on your income, expenses, and creditworthiness. First-time borrowers often start with a lower limit.
Will applying hurt my credit score?
We may use a soft inquiry for pre-qualification in some cases. A hard inquiry can occur if you proceed with a full application, which may affect your score like any other loan application.
How do repayments work?
Payments are typically debited automatically on your scheduled dates (e.g. bi-weekly or monthly) from the same bank account where funds were deposited. You can often pay early without a prepayment penalty — check your agreement.
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