Privacy Policy

Who we are

Swift Funds (“we,” “us,” or “our”) operates this website and related lending services. This policy explains how we collect, use, and protect personal information when you visit our site or apply for credit.

Information we collect

• Contact and identity: name, phone number, email, date of birth, government ID details you choose to upload, and similar identifiers.
• Financial and application data: income, employment, bank account and routing information, requested loan amount, and verification data.
• Device and usage: IP address, browser type, pages viewed, and cookies or similar technologies as described below.

How we use information

We use your information to process applications, verify identity, prevent fraud, service loans, communicate with you, comply with law, and improve our services. We may use automated systems and service providers that process data on our behalf under contractual safeguards.

Sharing

We may share information with credit bureaus, identity and bank verification partners, payment processors, and regulators when required. We do not sell your personal information to third parties for their own marketing.

Security

We use industry-standard measures (including encryption in transit where applicable) to protect data. No method of transmission over the Internet is 100% secure; we encourage you to use strong passwords and protect your devices.

Retention

We retain information as long as needed to service your account, meet legal and regulatory obligations, and resolve disputes.

Your choices

Depending on your state of residence, you may have rights to access, correct, or delete certain personal data, or to opt out of certain processing. Contact us using the details below to make a request. We may need to verify your identity before responding.

Children

Our services are not directed to individuals under 18. We do not knowingly collect personal information from children.

Changes

We may update this policy from time to time. The “Last updated” date at the top will change when we do. Continued use of the site after changes constitutes acceptance of the revised policy.